Free Tools
Early Retirement Calculator
Find out exactly when you can retire early, how much you need, and whether you're currently on track — with a full year-by-year projection.
Typical
10–20% saved
~40 yrs to retire
Good
30–40% saved
~25 yrs to retire
Great
50–60% saved
~17 yrs to retire
Excellent
70%+ saved
~10 yrs to retire
Your Financial Situation
$
$
$
Annual Income$80,000
Annual Spending− $50,000
Annual Savings$30,000
Your Savings Rate38%
Retirement Assumptions
%
%
%
Your Retirement Target
Annual spending in retirement$50,000/yr
Withdrawal rate4%
Multiplier (25× rule)25.0×
Required portfolio$1,250,000
Frequently Asked Questions