Free Tools
DCA Calculator
Model the power of Dollar-Cost Averaging over time. Compare DCA vs lump sum investing and see how consistent contributions build long-term wealth.
Dollar-Cost Averaging
Invest fixed amounts regularly
Buy more shares when prices are low, fewer when high. Removes timing risk and emotional decision-making.
Lump Sum
Invest everything at once
Maximizes time in market. Historically outperforms DCA ~2/3 of the time, but requires discipline during downturns.
Investment Inputs
$
$
%
yrs
Market Assumptions
%
Investment Summary
Total contributions over 20 yrs$130,000
Per month$500
Frequencymonthly
Frequently Asked Questions