Free Tool — Runs 100% In Your Browser
Credit Card Debt
Calculator
Upload any bank statement (PDF, CSV, Word, Excel) or enter manually. Get a personalized payoff plan, set a debt-free goal, and download your branded PDF report.
📄PDFpdf.js
📊CSVauto-detect
📝DOCXmammoth.js
📈XLSXSheetJS
🎯Goal Plannerdebt-free date
📥PDF ExportWealthClaude branded
Add a Card
$
$
| Card | Balance | APR | Min Payment | Interest/Mo | |
|---|---|---|---|---|---|
$ | % | $ | $61.31 | ||
$ | % | $ | $30.82 | ||
$ | % | $ | $67.04 |
Total Debt
$9.7K
You're $9.7K away from financial freedom
Avg APR
19.79%
weighted average
Monthly Interest
$159.17
per month
Yearly Interest
$1.9K
annual cost
Balance Distribution
Visa Platinum33.2%$3.2K
Mastercard19.2%$1.9K
Discover47.7%$4.6K
Spending Nature
Visa Platinum
📊Mixed / Unknown
Mastercard
📊Mixed / Unknown
Discover
📊Mixed / Unknown
📊 Primary Pattern
Pull your last 3 statements and categorize each charge. You likely have one dominant category that can be targeted.
Strategy Tip
Avalanche is the safest default when spending patterns are unclear.
🎯
When do you want to be debt free?
We'll calculate exactly how much extra to pay each month
Quick Select
Custom Target
3yr
Pay extra/mo
$67.00
Total monthly
$356.00
Total interest
$3,138.11
Interest saved
$1,409.20
Payoff Strategy
$
| Strategy | Extra/mo | Payoff Time | Total Interest | Total Cost | vs Snowball |
|---|
Frequently Asked Questions